401(k)/IRA Rollovers

LEFT A 401(K) BEHIND AT AN OLD JOB? RETIRED WITH A 401(K)?

You have three options:

  1. Leave it with your previous employer
  2. Roll it into your new employer’s plan
  3. Roll it into an IRA

Rolling to an IRA

The main advantage of rolling the funds into an IRA is that you will have more control over the investments and the costs of the account. Many 401(k) plans have limited investment choices, high-cost funds, and high account fees, leaving participants with limited options and potentially lower returns.

Check the investment choices and costs of your current employer’s plans. If they are high or you have limited investment choices, consider rolling the funds into an IRA where you have more investment options and potentially lower fees.

Improved Potential Return

Rolling over to an IRA can also have the benefit of allowing it to be managed by a professional financial advisor, often at the same cost as what the old 401(k) was charging you.

DISCOVER MORE ABOUT YOUR ROLLOVER OPTIONS

Do you have questions about your rollover options?
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